Archive for the ‘Get out of debt’ category

Payday Loan Laws By State – Updated

January 24, 2011

I have updated the payday loan laws by state at the link below:
https://shazzers.wordpress.com/payday-loan-laws-by-state/
To the far right are numerous links for your convenience!

Payday Lenders and DBA’s

December 28, 2010

Most legal and illegal payday lenders have a dba (doing business as) so, you can’t always rely on their business name when searching for a license in your state licensee data base. Sometimes the BBB will provide dba names, or do a search on the Internet. Another place to check is their website or your loan contract. I am in the process of composing a ‘dba‘ list, so keep checking back!

Away But Here!

April 15, 2010

I am currently unable to add more information to my blog due to the fact I don’t have access to my computer. I will be adding little tidbits here and there though!

Free Advice At Debt CC

April 8, 2010

There are so many people facing debt issues these days with little or no hope where to turn for help. I want to share an online community with you which will provide you with free debt advice on debt consolidation, debt settlement, bill consolidation, debt consolidation loans, dealing with payday loans and collection agencies. You can even take advantage of a free debt counseling session. Debt Consolidation Care, also known as “The Internets first get-out-of-debt community” is comprised of people like you and me, who are experiencing the crunch of the recession and seeking ways to overcome and survive this recession. You can discuss your financial problems with community members who offer suggestions on how to manage and pay off debt.

DCC is a wealth of information geared toward people who are having financial difficulties. One of our goals are to educate the general public on their rights as consumers. It’s free to join and you can remain anonymous and become a part of
167,000 + growing community who are dedicated to helping people get out of debt.  If you or a loved one is experiencing debt issues I urge you to visit this site.

Recording Phone Calls, Is It Legal?

April 6, 2010

Did you know there are some states that allow you to record phone calls without the permission of the caller? That’s called a one party state. I am going to publish what states are one party states (only needs permission from one party to record the conversation legally). I will also list the two party states, this means the law requires both parties permission to record the call!  Recording the conversation between yourself and someone who is calling to collect a debt can be very useful!

States Requiring One Party Notification

Alabama
Alaska
Arizona
Arkansas
Colorado
District Of Columbia
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky

Louisiana
Maine
Minnesota
Mississippi
Missouri
Nebraska
Nevada
New Jersey
New Mexico
New York
North Carolina
North Dakota
Oklahoma
Oregon
Ohio
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
West Virginia
Wisconsin
Wyoming

States Requiring Two Party Notification

California
Connecticut
Delaware
Florida
Massachusetts
Maryland
Michigan
Montana
New Hampshire
Pennsylvania
Washington

Check out the link below for more specifics about recording calls in Washington, Indiana, New York, Connecticut and Massachusetts.
CLICK HERE to learn more about recording phone calls!